2nd Potential Checking Account

2nd Potential Checking Account

Everyone deserves a chance that is second. 2nd Chance Checking will help allow you to get straight right straight right back regarding the track that is right. Browse a branch us review your check writing history to see if Second Chance Checking is right for you near you, and let.

Complimentary On The Web Banking

Look at your balances, see your deal history, set spending plans and much more — all from your own computer or smartphone.


Set cost savings objectives, track budgets and more, all in one single place that is convenient.

Grow Your History

Grow your good check composing history and work towards a regular BancorpSouth checking account. (12)

  • Limitless check privileges that are writing *
  • Standard Mastercard ® Debit Card
  • Start a free account with less than a $50 minimal balance that is opening

Features and Advantages

  • Enjoy limitless check composing privileges with a typical month-to-month service charge*
  • Take advantage of direct deposit and now have your payroll, Social protection or any other incomes that are recurring directly into your bank checking account
  • Get a typical Mastercard® Debit Card
  • Keep an eye on online statements to your finances (4)
  • Handle your records with Online Banking
  • Access investing, our online cost management device
  • Enjoy Mobile that is free Banking5)
  • Use Mobile Wallet – a fast and way that is secure keep rate together with your life style (14)
  • Access your bank username and passwords twenty-four hours a day with only a call that is quick our InfoLine at 1-888-797-7711
  • Records in good standing after a year, without any overdrafts or bad checks, are entitled to move to 1 of y our standard checking reports. (12)
  • Bill Pay is certainly not available with this specific item


  • Minimal opening deposit: $50
  • Should never have chexSystem that is significant (12)
  • Monthly service fee:
    • $10.00 aside from stability
  • Month-to-month statements: (4)
    • Itemized paper that is monthly without pictures
  • Checks can be taken care of by the account holder
  • Bill Pay perhaps perhaps perhaps not available with this particular item

*Second potential Checking provides consumer check that is unlimited privileges with a typical month-to-month solution cost and it is susceptible to BancorpSouth’s standard deposit procedures payday loans in Michigan and costs. The account might be closed whenever for just about any cause for delinquency (bad check writing, overdrafts, etc. ) or fraudulence.

(5) Carrier data costs may use. The BancorpSouth mobile phone Banking App can be acquired for iPhone® and Android™ devices. Go to the iTunes shop or the Android™ Market to download your application today. You have access to mobile phone Banking when you go to bancorpsouth.com/mobile if you fail to have an iPhone or Android os unit after enrolling.

(12) BancorpSouth may well not accept everybody for a moment potential bank account, just those people that don’t have actually a significant chexsystems history. An additional potential bank checking account can only just be exposed if consumer gets a restricted approval through ChexSystems. The next potential bank checking account could be closed whenever you want for just about any reason behind delinquency (bad check writing, overdrafts, etc. ) or fraudulence. Second Chance Checking is susceptible to BancorpSouth’s deposit that is standard and costs. When your account is with in good standing after twelve months (no overdrafts or bad checks), you might request a standard bancorpsouth checking account.

(14) • maybe maybe Not designed for BancorpSouth VISA bank card, Mastercard company debit or bank card, or HSA clients. Just designed for Mastercard individual debit cards or bank cards given by BancorpSouth. • not absolutely all merchants accept mobile wallet re payments. Search for the sign or symbol representing the mobile wallet application you use before making acquisitions. Furthermore, the merchant additionally needs to accept Mastercard. • supply of the mobile wallet could be impacted by your mobile carrier’s coverage area. Your carrier’s that is mobile message data prices may use.